(BPT) - This time of year, family and friends gather to celebrate the holiday season. It's a joyful time, but it can also be stressful - especially if money is tight. Financial expert and author Eva Macias, who specializes in leveling the financial playing field for all families, regardless of income, says that it's possible for people to de-stress and enjoy the holidays even if their budgets are stretched thin. All it takes is a strategic, bargain-hunter's mindset.
(BPT) - The holidays are a cheerful time of year, but the season also comes with increased spending - from purchasing gifts to holiday gatherings and travel. And, while most are shopping for gifts for others, recent research shows that more than half of shoppers are also buying for themselves, adding further to the shopping list. There's no better time than now to plan for holiday gift shopping in order to scoop up the best deals.
(BPT) - If you haven't made solid financial plans, now would be a good time to consider a life insurance policy to protect you and your family in your time of need - or protect your loved ones in your absence.
(BPT) - The economy has changed considerably since the recession. Unemployment is at record lows and the market is flush with opportunities for workers of every level. While it is certainly good to live in the present, it is also important to plan for the future, and research shows that many people are not saving sufficiently to live life at their current standard when they retire.
(BPT) - Americans have lots to celebrate this holiday season, with unemployment rates at an all-time low and consumer confidence on the rise. According to The Annual Retail Sales Forecast for the Holiday Season from Deloitte, retailers have their sights on sales of more than $1.1 trillion.
(BPT) - While many believe only the wealthy need financial professionals, the truth is that hiring such key advisors may help pay for itself financially and bring you peace of mind - regardless of your economic status. Whether you're just starting out in your professional life or nearing retirement, an experienced financial professional can act as an important source of information, explaining options and helping steer you toward smart decisions.
(BPT) - October is Financial Planning Month, so there is no better time to face your financial fears and make actionable changes to get yourself on track when it comes to managing your money. While nearly half of Americans (47 percent) find the prospect of financial planning scary, it doesn't have to be.
As kids get older, one important question parents face is whether or not to give their kids an allowance. While it's up to each family to decide what's best for their children, here are some benefits to giving your kids an allowance. Teach kids how to budget
(BPT) - Your financial health impacts your life, not only in the way you live today and in the future, but in the legacy you leave behind to those you love the most. Whether you're paying student loans, buying spin classes, or caring for an aging loved one, the way you live today and in the future is shaped by your financial health.
(BPT) - Medicare Open Enrollment is in full swing. For most people enrolled in Medicare, the annual Open Enrollment period (Oct. 15 through Dec. 7) is the only opportunity to make changes to your existing Medicare coverage. Even if you are happy with your Medicare coverage, you should take the time to explore your options. There may be a plan that is better suited to your health and financial needs that could save you hundreds of dollars in the upcoming year.